Critical Illness

Critical illnesses are those that require the victim to seek long term medical care and sometimes, for the rest of their lives. A worker who is exposed to poisonous chemicals at a factory and ends up with severe lung cancer is suffering from critical illness. He or she cannot work anymore because of the terminal illness. Although medical care has really advanced to allow victims of these illnesses to live, they still have lost the quality of life that they enjoyed before.

It is possible to seek critical illness cover. This is financial protection that allows you compensation for illnesses especially cancers, stroke, Alzheimer’s disease and heart attacks. You can also benefit from compensation after an accident that has led to burns and severe injuries such as TBIs.

Here are some benefits that you will receive from the claim:

  • Health insurance is helpful when it comes to settling medical expenses. However, there are times when they fall short in meeting all the expenses that arise. Critical illness claims will come a long way in meeting these expenses.
  • Since the illness will definitely affect your ability to work, the cover will come in handy in place of your income.
  • The cover will also assist you in accessing the best medication that medical aid and other health insurance covers do not offer.

It is not easy for the insurance company to immediately offer the critical injury cover as soon as you suffer from the above injuries. This is why you need our assistance. We will assist you in writing a claim and also negotiating with the insurer.

Our experienced attorneys will ensure that you benefit from the following:

  • Life insurance benefits
  • Disability benefits
  • Impairment benefits

There are cases where you are a victim of someone’s carelessness leading to a critical illness. You also might not have the cover. If you or your loved one suffers from a critical illness because of someone else’s negligence such as a car crash, we will help you in seeking compensation for these injuries.

Compensation includes but not limited to medical care, future medical care and rehabilitation, loss of income, loss of quality of life and pain and suffering. A critical illness definitely takes a toll on the emotional condition of the victim. He or she will need therapy. We will ensure that the court or the insurer of the responsible party compensates you for the same. Our team of experienced attorneys will walk you through the entire process and ensure that you get your life back to normal.

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